TALENTA

Loan Origination System

Designed to be a fast, safe and easy digital-based loan disbursement system. Helping you to make funding or financing anywhere and anytime while still paying attention to the principles of prudence (prudent practice). Operates flexibly and can be customized so that it is able to adjust the level of risk with the risk appetite in accordance with applicable regulations. Can be applied to various types of financing models offered by various institutions such as:

  • - Koperasi
  • - Leasing Company
  • - Small and Medium Business Financing
  • - Commercial Financing Business
  • - BUMN (CSR/PKBL)
  • - BPR (rural banks)


ADVANTAGES


paperless
Paperless
automation
Automate the monitoring disbursement process
fraud
Minimizing fraud and human error
redundancy
Eliminates the re-input process
reports
Generates excellent reports and summaries for Management
fast process
It only takes 1-2 working days to process until approval
resource efficiency
Human resources efficiency

MOBILE FRONT END

  • - Digital Registration for Submissions by Customers
  • - Auto Connect with Core Module, no manual input
  • - Surveyor mobile application with instant approval cheking documents
  • - Available features :
Customer Registration, Upload collateral data, Surveyor Tools, Geotagging, etc

ADMINISTRATION BACKEND

  • - Perform calculations and analysis of loan applications (scoring)
  • - Provide loan value recommendations based on financial reports and survey results
  • - Calculating depreciation of assets
  • - Calculate the accrual of administration service income for the current month
  • - Available features :
Customer database, verification, scoring engine, financial assesment, disbursement process, dashboard, etc

FINANCE BACKEND

  • - One working day for the settlement process
  • - Day+1 for all payment history
  • - Calculate provision for impairment of loan receivables
  • - Display aging receivables
  • - Available features :
Account Receivable, Account Payable, Virtual Accounts, Finance Report, etc

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